FHA Loan Limits for California by County, 2026
| County | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
|---|---|---|---|---|
| Alameda | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Alpine | $736,000 | $942,200 | $1,138,900 | $1,415,400 |
| Amador | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Butte | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Calaveras | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Colusa | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Contra Costa | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Del Norte | $541,287 | $693,050 | $837,700 | $1,041,125 |
| El Dorado | $764,750 | $979,000 | $1,183,400 | $1,470,700 |
| Fresno | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Glenn | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Humboldt | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Imperial | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Inyo | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Kern | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Kings | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Lake | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Lassen | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Los Angeles | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Madera | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Marin | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Mariposa | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Mendocino | $546,250 | $699,300 | $845,300 | $1,050,500 |
| Merced | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Modoc | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Mono | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| Monterey | $994,750 | $1,273,450 | $1,539,350 | $1,913,000 |
| Napa | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| Nevada | $649,750 | $831,800 | $1,005,450 | $1,249,550 |
| Orange | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Placer | $764,750 | $979,000 | $1,183,400 | $1,470,700 |
| Plumas | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Riverside | $690,000 | $883,300 | $1,067,750 | $1,326,950 |
| Sacramento | $764,750 | $979,000 | $1,183,400 | $1,470,700 |
| San Benito | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| San Bernardino | $690,000 | $883,300 | $1,067,750 | $1,326,950 |
| San Diego | $1,104,000 | $1,413,350 | $1,708,400 | $2,123,100 |
| San Francisco | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| San Joaquin | $678,500 | $868,600 | $1,049,950 | $1,304,850 |
| San Luis Obispo | $1,000,500 | $1,280,850 | $1,548,250 | $1,924,100 |
| San Mateo | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Santa Barbara | $941,850 | $1,205,750 | $1,457,450 | $1,811,300 |
| Santa Clara | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Santa Cruz | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Shasta | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Sierra | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Siskiyou | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Solano | $685,400 | $877,450 | $1,060,600 | $1,318,100 |
| Sonoma | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| Stanislaus | $545,100 | $697,800 | $843,500 | $1,048,300 |
| Sutter | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Tehama | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Trinity | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Tulare | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Tuolumne | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Ventura | $832,750 | $1,035,000 | $1,325,000 | $1,601,600 |
| Yolo | $764,750 | $979,000 | $1,183,400 | $1,470,700 |
| Yuba | $541,287 | $693,050 | $837,700 | $1,041,125 |